Typical car insurance may not cover other regular drivers in your household who are not listed on your policy. If you own multiple cars and live with other people who are eligible to drive, it can get confusing for you to pick the right inclusions on your policy. Choosing the right people to include in your household to be part of your insurance policy will determine if your claim will be approved or denied
Unfortunately, your present health condition can affect your application for getting life insurance. Some diseases may delay the process and create hindrances, but it does not mean the insurer will deny you coverage outright. Some examples of common pre-existing medical issues are high blood pressure, liver disease, kidney disease, heart disease, cancer, and diabetes.
In case of a car accident, the involved vehicle may obtain damages that are beyond repair. If you’re unlucky, your insurance adjuster may inform you that your car has already been considered as a total loss. Now that you have to face the reality of losing your car, the list below will help make the next steps easier for you.
When unfortunate events like hurricanes happen, your main goal is to survive. After the disaster passes, you think about whether you still have a place to go home to. Among the immediate things you do next is to check whether your insurance policy covers such occurrences. There are incidents that house insurance doesn't always cover though many insureds miss that information because it is often laid out in fine print.
Safety is vital in running a business. For most business owners it’s important to build a company that is safe for everybody. Besides, employees prefer to work in a safe environment than in a high risk one. With that being said, accidents come unannounced and catch us off guard. As a business owner, you need to find ways to prevent unfortunate accidents from happening.
You want your business to increase profit and cut expenses over time. As a business owner, you should know that saving is beneficial for your business but it should not affect your insurance coverage. Follow these six tips to pay lower premiums for your business insurance with the same coverage.
Did you know that you can get an auto insurance policy even if you don’t own a car? To be specific, it is called the non-owner car insurance, which can prove to be beneficial when you are borrowing a car from another person or renting a car. In case of an accident, this type of liability insurance compensates for property damage or physical injuries acquired by passengers and other motorists.
Choosing insurance coverage can be tricky. While you are clear about what you need, make sure that you also know what to avoid when looking for your insurance plan. The main objective is to get a policy that can provide more protection for your family and property. Here some of the things that you should not do.
A thorough insurance policy should be your priority as a homeowner but it can be costly at times. Keep in mind that the best insurance companies offer protection for you and your home and that’s what you’re paying for. Instead of brushing it aside, it’s best to think of ways on how you can save more money on your homeowners insurance policy. There are sure-fire ways to do this and you will find that after a few of these tips, you find homeowners insurance more affordable and practical.
Your home is your sanctuary where you can do everything that you want. However, owning a house can be the biggest investment that you make. Aside from your mortgage, taxes and bills, your home’s insurance can also cost you more than you’ve expected.