A thorough insurance policy should be your priority as a homeowner but it can be costly at times. Keep in mind that the best insurance companies offer protection for you and your home and that’s what you’re paying for. Instead of brushing it aside, it’s best to think of ways on how you can save more money on your homeowners insurance policy. There are sure-fire ways to do this and you will find that after a few of these tips, you find homeowners insurance more affordable and practical.
Your home is your sanctuary where you can do everything that you want. However, owning a house can be the biggest investment that you make. Aside from your mortgage, taxes and bills, your home’s insurance can also cost you more than you’ve expected.
Are you aware that most Floridians do not have enough home insurance? It is true. Even though home insurance is a necessity for every household, a lot of people do not have the appropriate coverage. Read on so you can find out why you want to be properly covered.
We can’t predict when there will be sudden water entering our homes. Especially not here in Florida where it comes unexpectedly so often. Severe flooding and torrential downpours happen without prior notice. So take it from us in the insurance business, it is better to be prepared and fully insured than to find out later you weren’t.
Your home may be full of potential hazards for children. You can keep your child safe by finding out what these hazards are and then eliminating them. But even if you removed all the risks, your child can still stumble and fall. That’s primarily the reason why supervision is the main key to kid safety.
When inhaled in large amounts, carbon monoxide can result in death. Carbon monoxide is difficult to detect using our senses – you can’t see or smell it. Thus, it can infiltrate your home without your knowledge until symptoms show. The longer you are exposed to this poisonous gas, the more severe your symptoms can become.
There are about 4.5 million people who get bitten by dogs every year. Of that number, around 885,000 are hospitalized and 350,000 required emergency services. Dog bites have been the most common cause of home insurance claims for quite some time now. Because of that, home insurance costs have risen each year.
What is the best homeowners insurance for your new home?
The answer is probably not obvious because if this is your first home you’ve probably never taken the time to understand homeowner’s insurance. Although the best way to make sure you’re properly covered is to work with a professional insurance agency like Wellcovered Insurance Group but even we believe that an educated customer makes the best customer so here’s a few important elements to understand that factor into your homeowners insurance rate here in Florida.
Each year when the renewal notices come in the mail for homeowners insurance, many policy holders don't pay much attention to the details – after all, what could have possibly changed other than the price?
A lot can change, and here's 4 reasons why we recommend an annual homeowners insurance policy review with all our clients here in Orange City, FL.
Home contents insurance is insurance protection against the replacement cost that you would otherwise have to pay to replace the contents of your home in the event of then being lost, damaged or stolen. As is the case with home buildings insurance, the main factors contributing to grounds under which you can make a claim against your home contents insurance include theft/burglary, damage due to floods, burst water pipes or boilers, etc.