Typical car insurance may not cover other regular drivers in your household who are not listed on your policy. If you own multiple cars and live with other people who are eligible to drive, it can get confusing for you to pick the right inclusions on your policy. Choosing the right people to include in your household to be part of your insurance policy will determine if your claim will be approved or denied
Unfortunately, your present health condition can affect your application for getting life insurance. Some diseases may delay the process and create hindrances, but it does not mean the insurer will deny you coverage outright. Some examples of common pre-existing medical issues are high blood pressure, liver disease, kidney disease, heart disease, cancer, and diabetes.
In case of a car accident, the involved vehicle may obtain damages that are beyond repair. If you’re unlucky, your insurance adjuster may inform you that your car has already been considered as a total loss. Now that you have to face the reality of losing your car, the list below will help make the next steps easier for you.
When unfortunate events like hurricanes happen, your main goal is to survive. After the disaster passes, you think about whether you still have a place to go home to. Among the immediate things you do next is to check whether your insurance policy covers such occurrences. There are incidents that house insurance doesn't always cover though many insureds miss that information because it is often laid out in fine print.